Mutual Funds
A mutual fund is a professionally managed investment vehicle that pools money from investors to invest in different asset classes.
PMS
PMS involves investments in tailored portfolios of assets like stocks, debt securities, bonds, and debentures for high-net-worth investors.
Alternate Investment Funds (AIF)
Alternative Investment Funds (AIFs) are privately pooled investment vehicles that pool capital from sophisticated investors, including those from India and abroad, to invest in non-traditional asset classes like private equity, venture capital, real estate, and hedge funds. Unlike traditional investments like mutual funds or stocks, AIFs offer exposure to alternative investment opportunities with the potential for higher returns.
Equity and ETFs
Equities offer direct company ownership, while ETFs provide diversified exposure through a basket of securities.
Loan against MF
A loan against mutual funds lets investors borrow using their holdings as collateral, providing liquidity without selling assets.
Corporate Fixed Deposits
A Corporate Fixed Deposit (CFD) is a type of fixed deposit, similar to bank FDs, but offered by companies, particularly Non-Banking Financial Companies (NBFCs), instead of banks. Investors deposit a fixed amount for a specific period and receive a predetermined interest rate.
NPS
The NPS is a government-backed retirement scheme offering flexibility, savings, and potential returns for a secure future.
Insurance
Protection against financial risks by covering losses of the insured during unforeseen and adverse circumstances.
Bonds & Non Convertible Debentures
Bonds and Non-Convertible Debentures (NCDs) are both fixed-income securities used by companies to raise capital, but they differ in their conversion features. Bonds can be either convertible or non-convertible, meaning they may or may not have the option to convert into equity shares. NCDs, on the other hand, are always non-convertible into equity, providing a fixed interest rate and principal repayment upon maturity.
